Searching for Unclaimed Money

Credit Karma can help you find out if you have any unclaimed money with state governments -- free of charge.

Go to this section in Credit Karma: Unclaimed Money

What's unclaimed money?
If I have money, how do I get it?
Can I try searching for my friend's or family's unclaimed money?
How long does it take to get my money?
Is there a fee to search for unclaimed money on Credit Karma?
Do I have a time limit to claim my money?
Will the unclaimed money feature impact my credit scores?

What's unclaimed money?

If a bank or company owes you money but can’t send it to you, they may turn it over to the state as unclaimed money (also often known as unclaimed property). This can happen if there’s been no activity on an account for a certain period of time, or if a business hasn’t been able to return the money to you.

Some examples of unclaimed money might be:

• A check you forgot to cash
• Money left in an inactive bank account
• A rebate check mailed to an old address

Each state holds onto that money and keeps a list of who it belongs to. If some of that money is yours, you can file a claim to get it back into your pocket.

On Credit Karma, you can directly search for Unclaimed Money for certain states. For any state that we don’t have a direct search for yet, we’ll provide you with a link to search their state site.

Check if you are entitled to unclaimed money now.

If I have money, how do I get it?

Each state has its own rules -- in some states you can file a claim online, and in other states you have to submit your claim by mail. Either way, you’ll have to provide some info to prove that the money really belongs to you.

Can I try searching for my friend's or family's unclaimed money?

Yes! Try searching for friends and family to see if they’re entitled to any unclaimed money.

How long does it take to get my money?

Each state is different. Some states may process a claim in 2 weeks, while others can take several months or more from the date you filed your claim. After filing, you may be able to check the status with the state online.

Is there a fee to search for unclaimed money on Credit Karma?

No, you won’t need to pay a fee to search for your unclaimed money on our site.

Do I have a time limit to claim my money?

In most states, the money will be held until the owner is found. However, guidelines for each state may vary.

Will using the unclaimed money feature impact my credit scores?

No, using our tool to search for and receive your unclaimed money does not impact your credit scores.